Cyber security paradox from a user's view point

Much of the world is in cyber space. Cyber security is a huge issue with many facets that involve aspects from the security management on a company's or organization's side of the equation to the hackers trying to breach said security to the user's themselves and their private and personal information. Cyber security has brought about research, discussion, papers, tools for monitoring, tools for management, and so on. Much of the focus is on the company's or organization's side of the equation and the protection of their and their client's (the user) information. The most common paradox is weighing the risk to the cost of implementation, but through the company's or organization's point of view. What about the point of view of client of the company or organization? These are the people that use the company's or organization's web site and trust in the company or organization with their personally identifiable information. How much security is too much? How much is not enough? When does a web site become a frustration to the user that it becomes unusable? Where does the responsibility fall and how much? In a non-technical example, 40 years ago one could not lock themselves IN a car. Today however, with all the electronics it is possible to become locked IN a car. Is this too much or just something that society just accepts and deals with? This paper will look at the paradox of cyber security through the view point of the user.