Mobile Banking Services in the Bank Area

Mobile banking (M-Banking) has been welcomed in most of the countries as a new branch in electronic banking (E-Banking). In developing countries such as Iran mobile banking is limited to fields such as SMS due to lack of infrastructure and because of high costs. In this paper we present a method for developing banking services through mobile phone in the bank area. In our method a server which is capable to be connected through bluetooth is installed in the bank and offered banking services. Customers inside the bank and also around the bank are connected to the bank system through bluetooth technology and handle their banking operations through their mobile phones. This way they won't pay any additional cost and for example they can handle operations while they are inside their car parked near the bank. Moreover they can handle some of their other banking operations through their mobile phones while they are dealing with other activities inside the bank. This way they can use their time in an optimal way and the banks can also avoid the rush hours. Since our method using bluetooth, most of mobile phones can use this system.