Loan Analysis in IT Approach A Literature Review

The development of the banking business in Indonesia is currently showing very rapid progress, along with the increasingly rapid progress of the banking business, it is also necessary to support the use of information technology. How Information Technology Innovation can help facilitate various services/facilities in the financial sector, especially in the credit sector, starting from evaluating the feasibility of credit applications, maintaining the course of a loan, creating credit product with an Information Technology approach that can adjust situation dynamically, and creating a unique credit products for customers is the main research problem. This study also provide an understanding to researchers in the field of loan analysis and also the banking sector to be able to provide an understanding of what loan analysis is and what methods based on IT approach that have been developed to perform loan analysis. This paper will also contribute to research on how to create a loan product model in information technology approach with the focus on loan analysis framework. This paper aims to review the definition of loan, the definition of loan analysis, and loan analysis methods.