Interview ozan Özerk; words and portrait by Nick Smith

IN THE post-pandemic world every organisation will be a fintech company, says Ozan Özerk. With the buy-now-pay-later trend firmly behind us, “the next disruptor will be embedded finance”, states the founder of the banking-as-a-service (BaaS) software platform OpenPayd, which through its single integration approach to a portfolio of transaction types is “helping innovative fintechs get to market quickly and access cross-border services”.