Based on the Development of “Blockchain and Big Data” Personal Credit System Research

By combining big data with blockchain, you can make the data in the blockchain more valuable, and you can make the predictive analysis of big data action, which will be the cornerstone of the digital economy. Through market research and analysis, from the perspective of personal credit assessment, try to incorporate the relevant indicators from the moral level and regulatory perspective, build a shared index system, and use Matlab software to analyze the data of personal credit indicators, establish a “shared credit model”, while using the Python language for big data analysis and the construction of core software functions, The realization of personal credit system in multi-platform reduces thecredit risk of the “Internet and Finance” model such as third-party payment,P2P network loan platform, big data finance, crowdfunding, Internet financial portal, etc., and also provides reference for banks and other financial institutions to carry out big data finance and establish information-based financial institutions. On this basis, a framework scheme to solve the credit pricing of Internet consumer finance is drawn up, and the preliminary structure is designed in order to provide reference for the development of credit risk evaluation platform.