User Behavior Adopt Utilizing Fin Tech Services on Online Transportation in Indonesia (Scale Validation and Developed Instrument)

The Aim this study is to explore the views of consumer intentions in using FinTech services in online transport. this study focuses only on the process testing phase of the research instrument to be used at the next stage of the survey phase. Technology Acceptance Model (TAM) is used as the foundation of conceptual model theory and research instrument developed. Models and instruments were then validated by a pilot study method involving 133 communities as respondents who had been declared valid. analysis of survey data obtained through Smart PLS version 3 applications. This analysis is used to ensure the reliability and validity of the instruments that have been developed. The results of this study indicate that the variable Attitude toward use with 3 instruments, Perceived Useful variable with 5 instruments, Perceived Ease of Use variables with 5 instruments, Intention to use variables with 6 instruments that stated reliability with values above 0.5 and validity with values above 0.7. the instrument has been eligible to collect data from the actual survey in this study.