Multilevel security feature for online transaction using QR code & digital watermarking

The utilization of the online services especially the access to Internet Banking services has grown rapidly from last five years. The Internet Banking services provide the customers with the secure and reliable environment to deal with. But with the technology advancement, it is mandatory for the banks to put into practice the ideal technologies or the best security strategies and procedures to authorize or validate the originality of the customers. This must be done to ensure that the data or the information being transmitted during any kind of transaction is safe and no kind of leakage or modification of the information is possible for the intruder. This paper presents a digital watermark method for the QR Code (Quick Response Code) In this, a visible watermark is embedded in the QR Code image using the watermark technology (DCT) and describes the functioning feature of a secure authorization system by means of QR codes & the digital watermark for Internet Banking.