Research on the S / KEY one-time password authentication system and its application in banking and financial systems

The world's major banks, financial system because of security vulnerabilities caused by tampering with the accounts and economic circumstances of the loss have occurred; identity authentication technology will be a high degree of attention and applications in major banks and financial systems. Authentication refers to communications between the parties can determine the identity of each other, knowing each other is indeed who says he is, it is an important mechanism to achieve one of network security. Without a third party and just a one-time password authentication technology OTP authentication is a good solution. OTP main idea is: during the logon process by adding uncertainty to the process each time you log extract derived from the password is not the same as last, to improve the login process safety.