Innovative Finance for Sustainability: Exploring The Attitude to Use of Mobile Payment

Sustainable technology occurs through the implementation of mobile payment platform. The online platform is part of innovative finance which is currently widely used by consumers. In line with the financial technology issue, the research aims to discuss consumers' attitude to use in using mobile payments with analysis of social influence and facilitation conditions. This is survey research on mobile payment users, considering that what is being studied is related to online payment behavior. Quantitative data was collected from mobile payment users using an online questionnaire over a certain period. Data was collected from 245 users, then the data was tabulated, screened, and tested using the SmartPLS tool through two tests (PLS Algorithm, Bootstrapping). Research analysis was carried out by testing the research hypothesis. The research results explain that there is support from social influence and facilitating conditions on attitudes to use mobile payments. In more depth, the significant effect of the attitude to use for user engage in use mobile payment. The study was involved behavior in online payment platform (mobile payment), so that the intention in question is sustainable. The research results provide important information for mobile platform providers regarding the importance of understanding the attitude to use of mobile payment to support sustainable use of financial technology services.