Fjord Phantom Malware Process and Execution Analysis in Mobile Banking Application

Technological development and acceleration cannot be avoided in the digital era. Technology is used in various transactions to support existing productivity. But behind it all, some vulnerabilities and risks always arise without users realizing it. One of them is FjordPhantom. Fjordphantom is the name of malware with different characteristics from most malware. This malware is a combination of malware attacks on various banking service applications. The process carried out by the creator of this malware is to embed the software into the virtualization server where the official banking service application is located. The impact is extraordinary and causes the users or customers served to lose quite a lot of material. This research was conducted to provide an overview of this malware in the real world. The author tries to study this by analyzing various information obtained from journals and papers related to the process and execution carried out by the malware on existing banking service applications. The research method used is qualitative, with a research model, namely, a systematic literature review. Based on the analysis results and the conclusions obtained, 22 papers discussed this malware. In contrast, until now, most existing banking service technology application users have still not been aware of this malware. The author's hope in writing about the process and execution carried out by this malware is to provide an accurate picture that behind the technology used and used as a reference by its users, it is necessary always to be aware of it and make important notes in its use. And in the future, other malware that is more sophisticated in technology may emerge.