Biometrics as a Service to Secure Online Bill Payments: Investment in IoT to Make Services Smarter

Due to the enormous and distinctive development of digital technology, most sectors have digitized their activities to take advantage of the benefits of digitization. As a result, many cities and communities of all sizes have adopted the Internet of Things (IoT) to improve the efficiency of their public services and provide more comfort to their fellow citizens. This trend is a moderate investment for the immediate benefit and can affect many sectors, such as smart energy management. One of the most common uses of IoT is to control the energy consumption of communities and even businesses, including the task of paying electricity bills. In this paper, an architecture of the IoT for the payment of electricity bills is proposed. In this architecture, a biometric cryptosystem is integrated to identify the consumer safely. In order to develop a robust cryptosystem, we used chaos theory in cryptography and deep feature extraction in the biometric identification system. The obtained experimental results show that the proposed biometric cryptosystem gives the best performance to identify the consumer, and it can provide an excellent identification rate and provide more security.