Artificial Intelligence And Computational Ability In Digitizing Financial Products And Services By Micro-Entrepreneurs

FinTech refers to businesses or entrepreneurs that integrate modern, technologies with financial services. However, quick expansion of Fintech services has not been equalized by an expansion in digital financial literacy. The aim of this research is to ascertain the level of artificial intelligence and digital financial literacy. The research employs data collection methods from 167 small-scale company owners in Moradabad, Uttar Pradesh. The study came to the conclusion that four aspects of digital financial literacy—knowledge regarding financial services and goods, awareness of risk, understanding of complaint resolution, and convenience of internet use—have a substantial impact on artificial intelligence.