Should Crypto Integrate Micro-Finance option?

Purpose – The purpose of the study is to identify the readiness or acceptance by the younger population specifically, the school and university students towards the investment in cryptocurrency if the micro-finance option is included in such new asset investments. Further to this the research also focusses on the mediating factor as trustworthiness to identify the impact or influence of the variable towards the acceptance of the new asset investment.Design/methodology/approach – The research conducted through relevant literature with sufficient variables measuring with five point Likert’s scale. The research also tested with hypothesis on the relationship with variables. A total of 293 valid respondents data were collected and analysed through Structural Equation model.Findings – The analysis and results suggested that the perception, awareness and trustworthiness has positive impact towards the readiness towards crypto investments. Whereas, the investment behaviour has complex acceptability towards the readiness as it failed to accept the hypothesis.Research limitations/implications – the research is limited with the younger population however the research did not focusses on the economically challenged population as they may not be afford to invest in such platforms. The future studies can also be focussed on the same area with more towards the other factors that influence the economically challenged population and identify solution their economic growth. Furthermore, the study may be game changer for the policy makers in legalising the crypto investments in the country.Originality/value – According the wider background study and with substantial literature the research is of first in its kind as per the author’s knowledge to integrate the micro finance concept in crypto investments to promote the investment habit among the younger population.