Analysis of Urban Employee Basic Medical Insurance in Beijing

The article reveals the four stages of development of China's employee health insurance system since 1950: 1) the period of the planned economy, 2) the period of the modern health insurance system, 3) the period of stable Moreover, since 1994, China has been using medical savings accounts (MSAs) as an essential, component of the urban health financing system. The article summarizes the six primary components of the operation of China's employee health insurance. The article also reveals the characteristics of employee health insurance in terms of contributions and use: encouragement for citizens to take care of their health, the healthy development of medical institutions, differentiation of reimbursement, and hierarchy of medical services.