Cybersecurity elements in remote payment systems: research models

The article is devoted to the consideration of important elements of cybersecurity of payment systems for remote banking services. The existing technologies of customer service in the service of payment systems are analyzed. The features of computer attacks on remote payment systems are considered, vulnerable devices are described. Means and technologies for protecting these systems are proposed. A mathematical model is proposed as a tool for substantiating promising areas for improving the technologies for ensuring cybersecurity of the payment systems service. The protection of payment system information from computer attacks is considered based on the legal requirements of the Bank of Russia. The work has been supported by the Ministry of Science and Higher Education of the Russian Federation (Project #0705-2020-0041), by Russian Scientific Fund (Project # 22-11-00049), as well as by Governmental Program “Universities 2030”.