Is Fintech Valuation an Art of Science? Exploring the Innovative Methods for the Valuation of Fintech Startups

Valuing a startup is company is a completely different story than valuing an established company as there is a lack of trading history, no operating profits, high growth potential and lack of data to analyze. In recent past, valuation of the Fintech startups has been one of the most debatable issues in the finance world as the traditional valuation's methods are not so helpful in case of valuation of a Fintech startup. Against such a backdrop the present study explores some of the most innovative methods for the valuation of the Fintech startups. Our goal is to present the most innovative Fintech valuation methods by presenting both art and science side of the Fintech valuation. The study uses exploratory cum-descriptive approach to explore and describe the innovative Fintech valuation methods. The findings of the study reveal that the Blockchain and Artificial intelligence-based Fintech innovations brings significant value to the innovators and startups.