Modeling the decision-making process of lenders based on blockchain technology

In this article, the credit system is finalized to ensure the implementation of the Decree of the President of the Republic of Uzbekistan dated May 12, 2020 No. 5992 «On the Strategy for Reforming the Banking System in the Republic of Uzbekistan for 2020-2025». Information security problems in the credit system and their solutions, as well as effective modeling of lender-borrower relations, model iterative calculation and quantitative analysis of the assessment of loan funds by credit institutions based on established criteria, the introduction of a two-way graphical method for assessing the decision-making process, development of decision-making models by banks and other credit organizations as an integral part of the UzBCS credit platform (Uzbekistan Blockchain Credit System), a mathematical model of an integrated decision-making process has been proposed that allows banks and other organizations to evaluate and select reliable borrowers.