The Impact of Perceived Ease of Use on Intention to Use Mobile Payment Services for Data Security Applications

In emerging countries such as Ethiopia, the use of such mobile phones for the provision of banking services is becoming highly significant, especially for social groups that do not have easy access to public services. There seem to be a lot of factors that affect user individuals' mobile banking services, one of which is possible ways use and, which has piqued the interest of several researchers. As a result, the research goal of this paper is to investigate the positive and negative effects of facilitating conditions on users' intention to adopt mobile facilities. A questionnaire was developed to gather data from 406 effective M-BIRR and Hello Cash MPS users for the study. The information gathered meets the requirements for SEM. The researchers discovered that perceived usefulness (PU) and perceived ease of use (PEOU) both have a significant direct influence on the intention to use (ITU) mobile payment systems (MPS). The study results also show which PEOU does have a significant indirect effect on MPS intention via the mediating factor, PU.