Analytical Model of Deposit Portfolio Optimization in Ukrainian Banks

The article investigates the effect of deposit portfolios of Ukrainian banking institutions on the performance of their activities. The authors present an analytical model of bank deposit activity aimed at maximizing the profit of institutions, taking into account the degree of influence of such factors as the amount of deposits, their terms and interest rates. Factor analysis of interest payments was carried out and the efficiency of deposit activity of Ukrainian banks was evaluated. Measures to improve the deposit policy of domestic banks have been proposed.