Analysis of Determinant Factors of User Acceptance of Mobile Payment System in Indonesia (A Case Study of Go-Pay Mobile Payment)

Mobile payment in Indonesia is designed to help the growth of online transport, such as GO-J ek with mobile payment products, which is the GO-Pay mobile payment to make it easier for customers to pay drivers and merchants. The study was carried out for the analysis and evaluation of the acceptance of technology in the mobile payment GO-Pay using the technology acceptance model (TAM). The research was carried out using the quantitative research approach by obtaining 284 active respondents using the GO-Pay mobile payment. The research question in this research is whether GO-Pay as a mobile payment system can be accepted in Indonesia? The result of this research is factor of perceived about usefulness, ease of use, mobility, and the attitude factor can make GO-Pay as mobile payment is acceptable in Indonesia. For the perceived trust, it is not a significant effect, but the effect on perceived trust is perceived reputation, while for the environmental risk it does not affect the perceived reputation.