Credit model of supply chain finance based on big data of E-commerce

Supply chain finance, rapid developing in China in recent years, is not only one of the focuses in the financial innovation, but also an important theoretical research topic. This paper puts forward the three main participants in the supply chain finance: the leader enterprise, the follower, and the financial institution, then studies on three models: supplier dominated, dealer dominated and Business to Business electronic commerce platform dominated, then analyzes the advantages of the supply chain finance business based on Business to Business e-commerce, and establishes the credit model by the method of score card and econometric analysis as a result. Credit model is the core problem of the supply chain finance, being helpful to solve the widespread problem of financing difficulty of the small and medium-sized enterprises, and to promote the financial industry to serve the real economy better.