Agriculture microfinance risk control based on credit score model in China

Microfinance is designed to provide a small and ongoing credit service activities to low-income groups. At present Chinese rural micro-credit pilot project has been launched nationwide, but because it's higher risk characteristics, resulting in the implementation of rural microfinance organization for rural micro-loans for holding an extremely cautious approach, serious hamper the development of rural microfinance, the research on control risk of rural microfinance is important to it's sustainable development. This paper collect the small loans user information and through Logit binary choice model to measure the various indicator's weight, empirical test the credit scoring model can be applied to control credit risk of small agricultural loans, For the control of rural microfinance credit risk has important policy implications.