A mobile payment scheme using 2D-barcode

The mobile payment service is an important and popular service that attracts attentions. Number of mobile users is growing up every day. The users like to have more and more services ready on the wireless networks. Companies try to produce more smart phones while customers buy and use them. More smart phones mean a more proper infrastructure to use 2-dimensional barcodes (2D-barcodes) in mobile payment solutions. We have designed and developed a new m-payment approach in which customers use their mobile phones as 2D-barcode encoder to generate 2D-barcodes. Then, they send the generated 2D-barcodes to the merchant's terminal as valuable coupons. The method introduced here is easy for customer to utilize and is light for mobile set to process; it also does not impose a high cost for customers when they want to sign up.