Research on performance evaluation of Chinese joint-stock commercial banks based on factor analysis

Appropriate evaluation to commercial banks' performance can help the banks to know their own strengthens and weakness, which is also helpful to the bank management. Aiming to the features of commercial banks' business, this paper establishes the performance evaluation model of commercial banks based on factor analysis, and utilizes SPSS 15.0 software to evaluate 12 Chinese joint-stock commercial banks' performance. The results show that SHENZHEN DEVELOPMENT BANK CO., LTD has the highest performance in 2010, but HUAXIA BANK has the lowest performance in 2010.