Transformation of Financial Risks in the Agricultural Sector in the Context of Digitalization

Digitalization in the field of financial risks, on the one hand, increases the efficiency of risk management, creates new opportunities for preventive analytics and reduces operating costs. The agricultural sector, characterized by seasonality, natural and climatic fluctuations, unstable product prices, has a high level of susceptibility to financial risks. The use of digital technologies, in particular artificial intelligence and big data analytics, allows not only to identify risks with a high level of accuracy, but also to form a proactive strategy for managing them. The purpose of the work is to determine the features of the transformation of financial risks in the agricultural sector in the context of digitalization. The methods presented in the work: analysis, synthesis, deduction, induction, logical, generalization, expert, mathematical modeling. In the context of digitalization, agricultural enterprises have the opportunity to use the latest technologies to collect, analyze and forecast risks, which allows reducing uncertainty and improving financial decision-making. However, these technologies also create new types of risks associated with cybersecurity, big data and algorithmic errors. Thus, digitalization is a powerful tool for reducing financial risks in the agricultural sector, but to achieve maximum results, it is necessary to take a balanced approach to its implementation and monitor new challenges that may arise as a result of technological changes.