AI Powered Aadhaar Authentication for Streamlining Loan Waiver Processes with Smart Vision

In the Indian subcontinent, Aadhaar is a quite familiar document, which consists of a unique identification number generated by UIDAI, an official authority. Aadhaar is serving either as proof of identity or proof of address in various government reforms and financial institution services such as LPG subsidy, opening bank accounts, loan waiver schemes, and so on. Now, this paper concentrates on the artificial intelligence based Aadhaar authentication system for preventing forged instances in supporting documents by verifying the demographic details submitted by loan waiver applicants through three-factor validation with the deployment of an eminent YOLOv11 model. The OCR algorithm induce the performance of the system on a greater scale with simplistic infrastructure and provide an affordable cost solution. In addition, the authorization is strengthened with the involvement of the Verhoeff algorithm. Creating a paradigm to identify genuine borrowers with respect to the loan waiver scheme turns out to be a feasible answer in the AI realm.