Sampatti Personal Financial Management Application Development Integrated with Indonesian Stock Market Data

The rapid advancement of financial technology allows users to make financial transactions more easily. However, users must be careful about their spending habits, especially in the post-pandemic era. The negative financial situation during the pandemic forced consumers to use support measures, but only a small group of financially literate individuals took advantage of them. Financial literacy has been found to have a positive impact on personal financial management. Previous research also emphasizes the importance of understanding how to manage personal finances and control one's financial affairs in order to feel competent and confident in managing finances. The purpose of this study is to introduce a personal financial management system that we have developed by integrating several financial sources. Along with the increasing interest in investing in Indonesia, researchers are motivated to develop a personal financial management application that utilizes data from the Indonesian stock market. So, this system will empower users to manage their finances by enabling them to record income, expenses and investments. An Agile methodology was used for the development of these applications, with the researchers defining the use cases, database structure, API, and user interface before customizing them to meet user needs. The development process results in a simple two-part web-based application, consisting of a back-end and a front-end. Users have the option to host and utilize this application for personal purposes. However, further research is still needed to assess the acceptability, usability, and benefits of the application being developed.