Analyzing Bank Account Information of Nominees and Scammers in Thailand: Insights from ChaladOhn Website Data

The Internet has become an essential part of people’s lives, including e-commerce and online banking. While online transactions are convenient, it also opens up a new opportunity for scammers to easily attack victims. In this paper, data obtained from ChaladOhn, a website that helps prevent Thais from online e-commerce scams, from February 2022 to January 2023 were studied and investigated. According to the data, it has been found that the total loss value from the cases with a loss value of less than 1 million THB each was 3,126.5 million THB. Furthermore, it has been found that the top two banks involved in the scam were KBank and BBL, respectively, accounting for 22,400 or 43% of scam accounts, and 1,485 million THB or 47% of the loss. Since it’s expected that this problem will take a turn for the worst, the investigated results should be informed to the regulators and the related organization, so that an effective solution can be designed, proposed, and implemented to cope with the rapidly growing number of online scamming cases.