A Comprehensive Study of Different Security Features in eBanking

In recent years, banking through mobile banking and usage of debit and credit cards for transfer of money and purchases of goods has increased exponentially due to ecommerce and the introduction of Unified Payments Interface (UPI) by the government of India which allows user easy to use facility with minimal to no charges. To work this mechanism properly, a secure framework is required to avoid the risk of cyber fraud. there has been a great shortfall of security in banking applications in this type of transactions. This article presents a comprehensive study on banking security in e-banking by various techniques like blockchain, data encryption, voice recognition. This article explores the various security and technologies recommended by various researchers for safe and secure use of online banking.