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IEEE Spectrum

Issue 2 • Date Feb. 1997

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Displaying Results 1 - 17 of 17
  • From baggage to the PC, minus the hype

    Publication Year: 1997, Page(s):10 - 12
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  • Inventing the internet

    Publication Year: 1997, Page(s): 12
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  • Matrices and much, much more [Software Reviews]

    Publication Year: 1997, Page(s): 14
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    Freely Available from IEEE
  • Improved visualization [Software Reviews]

    Publication Year: 1997, Page(s):14 - 15
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    Freely Available from IEEE
  • Electronic money: toward a virtual wallet

    Publication Year: 1997, Page(s):18 - 19
    Cited by:  Patents (14)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (411 KB)

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  • Banking in cyberspace: an investment in itself

    Publication Year: 1997, Page(s):54 - 59
    Cited by:  Patents (27)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (1064 KB)

    Home banking has evolved from the telephone to dial-up computers and now to the World Wide Web. The Internet will fundamentally change how we do business. Soon, surfing the Web will be as simple as channel surfing on television, When Joe Couch Potato can do his banking during the football game's commercials, electronic commerce will have reached critical mass. That day is right around the corner View full abstract»

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  • `Minting' electronic cash

    Publication Year: 1997, Page(s):30 - 34
    Cited by:  Papers (3)  |  Patents (19)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (716 KB)

    Electronic equivalents of traditional cash payment systems are being launched worldwide. Electronic cash can combine the benefits of traditional cash with those of payment by debit and credit card, while circumventing both their shortcomings. As with traditional cash, electronic cash should have high acceptability and be suitable for low value payment from person to person. With the possible excep... View full abstract»

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  • Credits and debits on the Internet

    Publication Year: 1997, Page(s):23 - 29
    Cited by:  Papers (12)  |  Patents (19)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (1352 KB)

    Since the advent of banking in the Middle Ages, bank customers have used paper based instruments to move money between accounts. In the past 25 years (1972-97), electronic messages moving through private networks have replaced paper for most of the value exchanged among banks each day. With the arrival of the Internet as a mass market data network, new technologies and business models are being de... View full abstract»

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  • Nasdaq's technology floor: its president takes stock

    Publication Year: 1997, Page(s):66 - 67
    Cited by:  Patents (15)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (268 KB)

    Over the years, electronics technology has revolutionized virtually every securities market, most notably The NasdaqTM (National Association of Securities Dealers' Automated Quotations) Stock Market Inc. Nasdaq was the world's first market to handle trading not on an exchange floor but through a computer network linking display screens. However, since its advent in 1971, changes in tele... View full abstract»

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  • In your pocket: smartcards

    Publication Year: 1997, Page(s):47 - 53
    Cited by:  Papers (16)  |  Patents (90)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (1792 KB)

    The worldwide boom in smartcard deployment is accelerating their evolution. What can be found in a typical wallet?, In all likelihood, bills and coins, a variety of credit cards, a driver's license, a transit pass, a voter registration card, a library card, a video rental card, insurance cards, frequent flyer and car rental cards, a telephone charge card. By the end of the century, all of these do... View full abstract»

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  • Traceable e-cash

    Publication Year: 1997, Page(s):35 - 37
    Cited by:  Papers (2)  |  Patents (14)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (380 KB)

    The widespread success and acceptability of electronic cash systems ultimately will involve striking a balance between anonymity and traceability. Traceable e-cash would make it harder to commit many crimes but would also threaten users' privacy. Completely untraceable digital cash would pose new difficulties for law enforcement agencies. Although physical cash has certain properties of an anonymo... View full abstract»

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  • The economics of e-cash

    Publication Year: 1997, Page(s):68 - 73
    Cited by:  Papers (1)  |  Patents (14)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (1032 KB)

    Electronic cash (e-cash) may end government monopolies on the lucrative business of minting money, but, for all the hype over e-cash, one point is usually left out: it may never come to pass. It all depends on the economics of e-cash, and that's a complicated mix of issues-including whether producers can find an opportunity for profit, whether consumers will accept it as money, and whether governm... View full abstract»

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  • Technology takes to securities trading

    Publication Year: 1997, Page(s):60 - 65
    Cited by:  Patents (21)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (968 KB)

    The Internet and other communications technologies are changing the way financial markets operate. Some markets will be full-service marketplaces, others will provide only certain services, and others will be ill-defined-such as smart agents on the Internet. Technology will allow orders to be routed to the most appropriate market. So the market of the future is likely to be a glass box of markets ... View full abstract»

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  • Crime and prevention: a Treasury viewpoint

    Publication Year: 1997, Page(s):38 - 39
    Cited by:  Patents (12)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (376 KB)

    New technologies have emerged that have the potential to change many fundamental principles associated with a cash oriented society-indeed, the whole way we conduct all kinds of financial transactions and operate all payment systems. As things stand, law enforcement agencies around the world recognize that “following the money” leads to the top of criminal organizations. Criminals have... View full abstract»

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  • The future of electronic money: a regulator's perspective

    Publication Year: 1997, Page(s):20 - 22
    Cited by:  Patents (12)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (244 KB)

    Will electronic money become the new medium of exchange, or will it be confined to just a few special niches? Money has three functions in society, and how well electronics serves these functions will determine its future. First, money is a unit of account, or a way to measure and record value. Second, it is a way to store value conveniently for future use. Finally, it is a medium of exchange. For... View full abstract»

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  • Locking the e-safe

    Publication Year: 1997, Page(s):40 - 46
    Cited by:  Papers (3)  |  Patents (15)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (1004 KB)

    A variety of cryptographic techniques are being used to minimize threats to electronic financial transactions. The explosion of the Internet has permitted even small merchants to sell goods and services to a worldwide market, yet it has also exposed them to the depredations of a large pool of attackers whose motives range from greed to boredom. Fear of these risks has created a demand for security... View full abstract»

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  • Money and the Internet: a strange new relationship

    Publication Year: 1997, Page(s):74 - 76
    Cited by:  Patents (7)
    Request permission for commercial reuse | Click to expandAbstract | PDF file iconPDF (820 KB)

    Electronic wallets, Internet-driven mail and electronic cash, credit cards that are debit cards capable of being refilled with electronic money that is spendable like pocket change, banks that not only have no branches but exist solely in cyberspace...indeed, we are entering a strange new world. Discount brokers want you to power up your computer, access your portfolio and trade your stocks-all el... View full abstract»

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