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Comparing and contrasting micro-payment models for e-commerce systems

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3 Author(s)
Xiaoling Dai ; Dept. of Comput. Sci., Auckland Univ., New Zealand ; J. Grundy ; B. W. N. Lo

The current macro-payment systems used by most e-commerce sites are not suitable for high-volume, low-cost produce or service purposes, such as charging per page for Web site browsing. These payment technologies suffer from the use of heavyweight encryption technologies and reliance on always-online authorisation servers. Micro-payment systems offer an alternative strategy of pay-as-you-go charging, even for very low-cost, very high-volume charging. However, several different micro-payment schemes exist, not all of which are suitable for all e-commerce uses. We compare and contrast several micro-payment models and outline a new micro-payment technology which we have been developing.

Published in:

Info-tech and Info-net, 2001. Proceedings. ICII 2001 - Beijing. 2001 International Conferences on  (Volume:6 )

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