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We establish that practical multiple access based on finite size information blocks transmitted with prescribed power and with loaded multicarrier modulation, is optimal with respect to maximizing the sum-rate of circulant intersymbol interference (ISI) channels, that are assumed available at the transmitter. Circulant ISI channels are ensured either with cyclic prefixed block transmissions and an overlap-save reception, or, with zero-padded block transmissions and an overlap-add reception. Analysis asserts that sum-rate optimal multicarrier users could share one or more subcarriers depending on the underlying channels. Optimal loading is performed by specializing an existing iterative low-complexity algorithm to circulant ISI channels.