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Near-field Communication (NFC) is characterized as a short range radio communication technology with a lot of potential, especially when applied to mobile handset. This technology also allows for the integration of a mobile device in existing contactless application infrastructure. In order to make the establishment of these contactless connection easier, this popular communication technology was created. In this paper we present a NFC gateway protocol for network driven services and a secure authentication process to achieve a NFC m- payment system using existing wireless GSM network.