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The mobile payment is the one of the most promising future applications in the domain of mCommerce. Different approaches come to the market and try to address existing needs, but up to day no global solution exists. The proposed system would enhance the P2P (SMS Based) mobile Payment system, which will try to ease the money transfer between two individual. This solution the key difference is the time needed to inform the beneficiary about the completion of the payment. The advantage of such a system is that only the mobile phone number, not the bank account number or credit card details, are transmitted. Moreover, consumers can even request a proposed system's phone number if they do not feel comfortable giving their mobile phone number to merchants. Therefore, proposed system tries to improve the customer's trust and payment security.