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Insurance is one of the highest investments by the VIPs, which constitute the main source of profits in the financial industry. With the rapid growth of the insurance informatization, IT outsourcing service is growing up increasingly in the insurance informatization construction of position. In order to obtain better risk assessment, combing with the mechanism research of insurance information technology (IT) outsourcing, this paper develop a Framework Model of insurance IT outsourcing risk assessment based on the Control Objectives for Information and related Technology (COBIT) framework structure and the traditional model of IT outsourcing risk assessment. The Interview and Delphi Methods is to prove the high integration and Acquisition of available of the risk factors of the framework model, the Risk Matrix and Borda Rank Method is to prove the adaptability of the risk category and risk dimension. Finally, the result indicates that the structure of risk category, risk dimension and risk factor can do effective assessment for the insurance IT outsourcing risk.