Referenced Items are not available for this document.
The loan risk is the possibility of loan and interest losses caused by being unable to recover the loans on schedule. So a set of modern quantitative methods to effectively identify the credit risk is urgently needed to fully reveal the future solvency capability of evaluation object. This paper has firstly constructed a set of credit evaluation index system, and on that basis, using a large number of cleared loan data by far to determine five evaluation index value related to “five-category loan” classification, establish fuzzy pattern recognition model of loan risk, and determine the risk level of outstanding loan.
Published in:
Fuzzy Systems and Knowledge Discovery (FSKD), 2010 Seventh International Conference on
(Volume:3
)
Date of Conference: 10-12 Aug. 2010
- Page(s):
- 1272 - 1276
- Print ISBN:
- 978-1-4244-5931-5
- INSPEC Accession Number:
- 11526511
- Conference Location :
- Yantai, Shandong
- Digital Object Identifier :
- 10.1109/FSKD.2010.5569118
- Product Type:
- Conference Publications
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