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The vantage point of E-commerce lies in the data-collection, the low cost of dealings and beyond the limit of time and space. However, this type of deals can easily result in the lack of trust between the two parties, and may further bring the deal to a halt. To overcome its drawbacks, a completely new online paying pattern is introduced - the third party payment system, which is independent of the respective dealing parties, it can resolve the problems of indeterminacy and credibility. Nevertheless, due to the fact that legal system in this regard falls short of demand, and the development of third party entails such legal risk as accretion of fund, so if not properly dealt with, it wound surely hamper its healthy development. This essay, based on the quantitative analysis of this payment, attempts to tackle the problem of the rights to the use of accretion of funds and its profits, in addition, it further ventures to make some pointed suggestions toward the legal system in this aspect.