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As a consequence of the increase of power needs in low-voltage applications, wiring several windings in parallel to sustain large currents has become common. This choice may have a serious impact on the transformer reliability. In practice, due to additional currents that we call “circulation currents,” highly localized extra losses occur. Although hot points resulting from these currents can destroy the component, the related losses are generally not taken into account by analytical approaches. In planar transformers, windings are made of printed circuit board layers, and circulation currents lead to severe unbalance of current sharing between parallel layers. This paper presents an analytical method enabling the evaluation of the currents in every layer using only a circuit simulation software such as Pspice or PSIM. For a designer, this method is very intuitive and fast compared with the use of finite element method simulations. Several extensions of the modeling method used here are also presented.