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Based on the theory of information asymmetry, this paper focuses on the problem of better bank financing quality of SMEs in clusters. Obviously, a single SME in non-clusters is unable to reduce information asymmetry, while the information overflow, human relation network and other external effects caused by clusters characteristics weaken the information asymmetry between banks and enterprises. This paper proposes a Box-Cox transformation on linear function and makes an empirical study on impacts of information dimensions of network financing on bank financing quality, and in order to explore the results deeply, we hold focus discussion with sample companies. The empirical study indicates that human relation network of network financing exerts mediating effect between horizontal information and bank financing quality.