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A kind of new intelligent electronic check scheme is put forward in this article : embed NFC(near field communication) tag into the traditional paper check, which will be presenting many advantages, such as more safety , information stored in computer, visibility, rapidity and convenience based on the electronic check transmitted on network . The scheme utilizes the third-party identity of CA(Certificate Authority) to extend the use of electronic check and traditional check , to strengthen the safety of traditional check. So it will be producing great profit for the development of electronic check, and the thinking mode of the business from traditional check to e-check. Because of this, there will be a great development for B2B e-commerce.