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This paper emphasizes on the analysis of trust and security problems in C2C EC system that is based on the payment credit agency third-party payment platform. It first analyzes the third-party payment platform as a C2C e-commerce payment credit intermediation role and its operation mechanism, and then it studies all kinds of trust and security threats of the C2C EC platform based on third-party payment including some security problems brought with the application of third-party payment platform. The emphasis of this article presents some settlements of the trust and security. At last, it gives suggestions on the problems not fully settled currently.