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The relative risk scale of bank financing products are extended nowadays, and lots of uncertain factors affects the evaluation process. In order to solve these problems, analytical network process (ANP) was utilized to estimate the risk possibility. Risk factors index system of bank financing products were built firstly. ANP considered all kinds of risk factors as well as influence among them. The feedback relation between every two factors were described and calculated. Finally all of the risk factors were sorted synthetically. The example shows that ANP is a suitable method.