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'Tis the season when we musically celebrate the 12 days of Christmas while quietly rejoicing that there are fewer days of Christmas than there are bottles of beer on the wall. 'Tis also the season for us to visit the Owned Price Index (OPI), our index of underground economy prices. The OPI mimics the PNI Christmas index - the price index of the 12 days of Christmas items. The PNI Christmas index, the market price of 12 drummers drumming down to a partridge in a pear tree, rose an impressive 10.1% in 2008 to a record US$86,609, outperforming most major market indices dramatically. Although we sheepishly concede that golden rings have outperformed Goldman Sachs, and swans a-swimming have outperformed Swanson Foods, it does serve to further distinguish between our true love and our financial advisor. In 2008, true love is Pareto dominant.