By Topic

Comparative Study on the Relative Risk of Commercial Banks: Empirical Evidence of 14 Commercial Banks from 2001 to 2004

Sign In

Cookies must be enabled to login.After enabling cookies , please use refresh or reload or ctrl+f5 on the browser for the login options.

Formats Non-Member Member
$31 $13
Learn how you can qualify for the best price for this item!
Become an IEEE Member or Subscribe to
IEEE Xplore for exclusive pricing!
close button

puzzle piece

IEEE membership options for an individual and IEEE Xplore subscriptions for an organization offer the most affordable access to essential journal articles, conference papers, standards, eBooks, and eLearning courses.

Learn more about:

IEEE membership

IEEE Xplore subscriptions

2 Author(s)
Fang Xianming ; Sch. of Bus., Nanjing Univ., Nanjing ; Chen Shi

In order to seek out the bottlenecks in the whole Chinese banking running process, this paper, based on the risk evaluation index system (REIS) and on the risk comparison model (RCM), compared and analyzed the risk comparison of 14 Chinese banks. In accordance with the risk level, these 14 banks could be measured off into 3 categories: the first category, consisted of Huaxia Bank China Merchants Bank Minsheng Bank, and Bank of China, has the highest level of safety; while the third category, consisted of the Agriculture Bank of China, ICBC, and Guangdong Development Bank is the bottleneck of China's banking system. Thus, the main reasons as nonperforming loans, incapability of profitability, and the illiquidity ratio of assets, which cause the risky situation of the commercial banks, are also the key points to the banking reform of whole safety.

Published in:

Wireless Communications, Networking and Mobile Computing, 2008. WiCOM '08. 4th International Conference on

Date of Conference:

12-14 Oct. 2008