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One of the toughest parts of being a grad student is having a limited income. Paying for groceries can be a challenge, never mind finding the money to pay for even a limited education in finances. Grogan Advisory Services, which bills itself as an independent financial services firm, works with the IEEE to offer free advice to student members of the IEEE. A review of current assets and how those assets can be invested to possibly increase their return is among those free services. Larry Grogan, who is the company's head, said that a number of free services are available to all members of the IEEE. Those free services include a portfolio review and consultation and Webinars, which are Web-based seminars that focus on financial topics such as retirement. Individual financial plans can also address investment analysis, funding education, evaluating stock options, and charitable giving, among other topics.