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In next generation heterogeneous wireless networks, a user with a multi-mode terminal may have network access for different bearer services using various access technologies. In such a scenario, the user will select the best access network with good QoS and low cost. A profit-seeking network service provider, in order to maximize his revenue and be competitive in the market, has to efficiently utilize limited resources, and properly price the bearer services. Based on analysis and simulations, a simple allocation policy is proposed with the aim to maximize network capacity and user QoS, which can also simplify network selection process. In addition, the pricing policy for multi-services in heterogeneous wireless networks is also investigated in this paper.