The use of finite element modeling, combined with optical generation and detection of Lamb waves in plate structures, was extended to encompass periodic ceramic-polymer materials typical of those encountered in 1-3 and 2-2 piezoelectric composite array transducers. The resultant dispersion data was employed to predict the occurrence of Lamb wave-induced cross talk in composite monolithic arrays. The finite element modeling method was then used to simulate the dispersion behavior of two array structures that were subsequently manufactured: a 1-D 45% volume fraction linear array coupon and a 2-D 35% volume fraction array coupon. Excellent agreement between theory and experiment was obtained using impedance measurements and laser scans of the surface displacement profile at selected frequencies. Regions of strong inter-element cross-coupling were identified and these are shown to correlate very well with the dispersion data obtained for the dual-phase plate material. This work is considered to provide a useful basis for the design of wideband monolithic composite arrays and minimization of guided wave propagation along the array substrate.