The Evaluation of Online Third-Party Payment Based on Maturity Model

In recent years, the online third-party payment developed very rapidly in China and its growth rate in the volume of transactions continued to 100%. In this paper, the online third-party payment services are classified as their content and business mode based on the comparison of some major domestic enterprises. Then according to the maturity model theory, an evaluation system is proposed to analyze the characteristics and industry trends of online third-party payment in the different stage of development.