The influence of rent-seeking on the operational risk of bank credit

This paper studies the influence of the rent-seeking of banks' managers on the operational risk of bank credit. After demonstrating the existence of the operational risk in bank credit, the paper builds the loan-game model between the banks and the enterprises, the rent-seeking game model between the enterprises and the banks' managers as well as the agent game model between the banks and the banks' managers. These models explain the mechanism of how the managers' rent-seeking behaviors influence the operational risk in bank credit.