The Research on Personal Financial Problems in the Period of Inflation

In recent years a steady growth in personal savings deposits in China, prices rising, the traditional "Money breeds money" financial management has long been unable to meet the people's financial needs. After China joins the WTO, country gradually open up, the financial markets also will prosper. Especially wealth management concepts of the residents change tremendously, the constant renewal of financial products and foreign banks to enter China's financial markets, personal finance market in our country more competitive. This paper analyzes the status of personal finance and development, combined with our current financial market situation, analysis risk-benefit of existing investment tool and make investment advice.